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  1. #1
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    Hi everyone.

    I have a good friend who wants to begin to do freelance work for himself. (Not in affiliate marketing, though.) His only worry about quitting his job and freelancing is the benefits.

    Do any of you have, or know where to find, a good group rate for medical insurance? I remember someone telling me that some civic groups or trade groups have insurance at good rates.

    Thanks in advance for your help!

    -patrice
    patrice@eastwoodco.com

  2. #2
    ABW Ambassador phillyburbs's Avatar
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    Well, he can go through my dentalplans.com links for starters.


    Karl Smith
    phillyBurbs - Your Internet Starts Here

  3. #3
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    Is that the cheapest way to go? Going to an insurance co online?

    I have no experience with getting insurance outside of your workplace.

    -patrice

  4. #4
    ABW Ambassador phillyburbs's Avatar
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    Honestly, I couldn't say.

    I do know that Dental Plans has programs that cover dental, vision, prescription durgs, hearing devices and chiropractics. General health coverage may be tougher to come by, though.



    Karl Smith
    phillyBurbs - Your Internet Starts Here

  5. #5
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    I'm interested in this too. And I'm not interested in anyone's spam, thanks though, Karl.

    There have been a few threads in the past... but I'm hoping to see some new input. Anyone?

    ----
    -JM

  6. #6
    ABW Ambassador Jane's Avatar
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    Check ehealthinsurance.com

  7. #7
    ABW Ambassador phillyburbs's Avatar
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    Joseph:

    ?

    Just passing on some information - I happen to think the plan mentioned is a decent one. I'm sure Patrice realized my first post was tongue in cheek (re: my affiliate link).

    Karl Smith
    phillyBurbs - Your Internet Starts Here

  8. #8
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    I found ehealthinsurance to be extremely high with all their quotes. Tell him to try his local chamber of commerce. They can point him in the right direction.

  9. #9
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    I asked about this in the past, i still need to get some. The state insureance Blue Cross/Blue Shield doesn't look too bad, thats where i'm leaning.

    "Nothing focuses the mind better than the constant sight of a competitor who wants to wipe you off the map."
    --Wayne Calloway

  10. #10
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    <BLOCKQUOTE class="ip-ubbcode-quote"><font size="-1">quote:</font><HR>Originally posted by Chez Noir:
    I found ehealthinsurance to be extremely high with all their quotes. Tell him to try his local chamber of commerce. They can point him in the right direction.<HR></BLOCKQUOTE>

    Hi Chez:

    Just to let everyone know, health insurance is not a product that can be discounted. Health Insurance rates are highly regulated by each states DOI (Department of Insurance). Therefore, any price per particular plan that you find on our Web site will always be identical to the price for the same plan with the same health insurance carrier whether you go direct to the health insurance carriers' Web site or to their offline offices.

    The value of using eHealthInsurance (and the reason that we are the largest health insurance broker in the country for both online and offline health insurance sales) is our ability to bring the consumer choice from sometimes as many as 5 health insurance carriers in your area. You will not find a better price from an offline broker.

    If anyone has questions about our services, please feel free to reach me directly.

    Thanks,

    Phillip L. Kidwell
    Manager, Strategic Channel Alliances
    eHealthInsurance Inc.
    P: 408.542.4896
    F: 408.541.0882
    phillip@ehealthinsurance.com

    Phillip
    eHealthInsurance

  11. #11
    ABW Ambassador Jane's Avatar
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    I currently have very good health insurance from my employer, they pay for it. ehealthinsurance offers pretty much the same plan, from the same company I am currently insured by. Price looks to be about the same as I would have to pay for my current ins. Not cheap but it is good. Not sure that I am even insurable at this point. In my situation I look for quality over price. A few years ago I would have just gone for the cheapest basic coverage I could get.

  12. #12
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    <BLOCKQUOTE class="ip-ubbcode-quote"><font size="-1">quote:</font><HR>Originally posted by jane:
    I currently have very good health insurance from my employer, they pay for it. ehealthinsurance offers pretty much the same plan, from the same company I am currently insured by. Price looks to be about the same as I would have to pay for my current ins.<HR></BLOCKQUOTE>

    Hello, Jane. Feel free to call our call center in Sacramento to speak with a licensed health insurance agent 6am - 5pm mon - fri pacific standard time – 1-800-eHealth.

    Phillip

  13. #13
    ABW Ambassador Sam Bay's Avatar
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    Hey Patrice,

    eBay has the exactly the program you're looking for. eBay? Yes.

    They have benefits program similar to one a company offers, (health, dentals etc.) BUT, it's currently only for eBay Power Sellers who generates at least $1,000 in sales.

    However, if your friend can do some small business on eBay and/or offer his services through eLance.com, if applicapable, he may be eligible.

    On the other hand, this gives me great idea to start a business.

    Now that there are many self employed people making money of off the Internet, brokering these kind of services would be a good business.

    Or better yet, one of the networks, say CJ, would do what eBay is doing, offer its affiliates a service like this, Oh, God another idea!

    Or...

  14. #14
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    Perform a search on freelancers and ASK THEM what they're using . . .

    Brian
    aka Cyclone

    Get while the getting's good

  15. #15
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    Phillip, I guess when I did a quote on your site, you must not partner with who I went with? Kaiser? It was 6months ago, but at the time Kaiser was cheaper with more benefits.

    If I hadn't gone with Kaiser I would have gone with another one (forget the name), but would have signed up under COSE - which was able to offer a discounted plan compared to yours.

    So I am a little confused. While the industry is regulated, if you buy as part of a group, can't you get lower premiums?

    I will say, your site was invaluable to get a quick quote for comparison.

    Thanks

    Chet

  16. #16
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    Wow, THANKS, everyone!

    Asking other freelancers and/or doing the ebay thing would work IF my friend knew anything about computers, which he doesn't. The freelancing he's doing is carpet installation.

    I will try eHealthinsurance...thanks!

    -patrice

  17. #17
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    You might check out the following site: onlinebenefitcenter.com<BLOCKQUOTE class="ip-ubbcode-quote"><font size="-1">quote:</font><HR> Are you self-employed, uninsured, tired of paying outrageous premiums, underinsured, hampered by pre-existing conditions or bottom line…uninsurable? Look no further…it is now possible to get access to affordable Medical, Dental, Vision, Prescription Drugs, Chiropractic and Alternative Care for a monthly membership that is less than a cup of coffee a day.

    With the Federal Chamber of Commerce’s Health Benefits Program, it "opens the door" for cardholders to receive quality care at an affordable price to many of the same networks top insurance companies use to obtain "wholesale" prices for the doctor and hospital services that they provide.

    Best of all, there are no pre-existing conditions limitations, no waiting periods and no third party limiting the care that you can receive or the specialist that you are allowed to see. It's the best of PPO coverage without the escalating premiums.

    In Addition, Save up to 65% on FCC’s Everyday Goods & Services Programs like:

    Federal Chamber’s Roadside Assistance Plan
    FCC’s Travel and Leisure Program
    Top-notch Legal Services Plan, Tax & Financial Advice
    Complete Small Business Services
    Free Federal Credit Union Membership


    Guaranteed Acceptance:

    No Pre-Existing Limitations
    No Medical Questions
    No Age Restrictions
    No Waiting Periods


    No restrictions on procedures such as:
    Substance Abuse Treatment
    Physical Therapy
    Occupational Therapy
    Cosmetic Surgery
    Wellness Examinations
    Chiropractic Care<HR></BLOCKQUOTE>They also have an affiliate program at CJ . . .

    Brian
    aka Cyclone

    Get while the getting's good

  18. #18
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    <BLOCKQUOTE class="ip-ubbcode-quote"><font size="-1">quote:</font><HR>Originally posted by Chez Noir:
    Phillip, I guess when I did a quote on your site, you must not partner with who I went with? Kaiser? It was 6months ago, but at the time Kaiser was cheaper with more benefits.

    So I am a little confused. While the industry is regulated, if you buy as part of a group, can't you get lower premiums?

    I will say, your site was invaluable to get a quick quote for comparison.

    Chet<HR></BLOCKQUOTE>

    Mr. Chet,

    I have heard about you from others, you like to start wars. I will not participate in a debate with you; I have too many important tasks to complete during my business day.

    I will say this, if you do a little research on the health insurance industry and how it works, you'll find the answers that you're looking for. Furthermore, there is not a site on the Web today that can get a consumer to an instant major medical health insurance quote faster than eHealthInsurance (3 pages into the site, and you don't have to enter your name or email address). We are licensed in all 50 states, and represent over 145 major health insurance carriers.

    Thanks again,

    Phillip Kidwell
    eHealthInsurance Inc.
    phillip@ehealthinsurance.com

  19. #19
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    <BLOCKQUOTE class="ip-ubbcode-quote"><font size="-1">quote:</font><HR>Originally posted by patrice - eastwoodcompany.com:
    Wow, THANKS, everyone!

    I will try eHealthinsurance...thanks!

    -patrice<HR></BLOCKQUOTE>

    Hi Patrice,

    Let me know if you have any questions about the plans that we offer in your area. In PA we offer plans from the following major health insurance carriers:

    Aetna, AMS, Celtic, and Golden Rule.

    Phillip Kidwell
    Business Development
    eHealthInsurance Inc.
    phillip@ehealthinsurance.com

    Our Call Center:
    1-800-eHealth

  20. #20
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    <BLOCKQUOTE class="ip-ubbcode-quote"><font size="-1">quote:</font><HR>Originally posted by Phillip Kidwell:
    Mr. Chet,

    I have heard about you from others, you like to start wars. I will not participate in a debate with you; I have too many important tasks to complete during my business day.

    I will say this, if you do a little research on the health insurance industry and how it works, you'll find the answers that you're looking for. Furthermore, there is not a site on the Web today that can get a consumer to an instant major medical health insurance quote faster than eHealthInsurance (3 pages into the site, and you don't have to enter your name or email address). We are licensed in all 50 states, and represent over 145 major health insurance carriers.

    Thanks again,

    Phillip Kidwell
    eHealthInsurance Inc.
    phillip@ehealthinsurance.com<HR></BLOCKQUOTE>

    Mr Chet is a like to start a wars. But I much confused. If this same Chet I know, he is only 18. Is this same Chet I know? Why some boy so younger need so much insurance for? L have the answer for you today. Confucius say, young boy making wars need much insurance.

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