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  1. #1
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    January 18th, 2005
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    Hi, everyone I am new here but not new to Internet marketing. My partner and I have patented a couple of intellectual concepts that we intend to launch via an affiliate program by end of January next year.
    We currently have a network of 14 attorneys in 14 states (soon 48) who are part of our program. We want to make sure we launch this the right way.

    Here's a brief idea about our program:

    1. We are able to help people purchase a home
    after 12 months of filing Chapter 13 reorganization with the courts.
    2. We are not a debt counseling agency.
    3. We will be able to reduce UNSECURED and SECURED debt (mortgage)
    4. Debt counseling services only provide help with "unsecured" debt, i.e., credit cards mostly.
    5. We work with 14 large FHA approved lenders moving millions of dollars in loans.
    6. We will be able to help people who are upside down with their mortgages (125% loans with little or no equity in their home)
    7. Our program is 100% legal and uses case law and actual reputable attorneys who've been trained specifically for our program.
    8. This is not a fly by night debt counseling program to take people's money in return for something they can pick up the phone and do themselves.
    9. We will provide a FREE ebook on a web site to introduce our program and then offer a $49 ebook which contains the information debtors need to know plus free attorney and mortgage consultation in their respective areas to begin the actual process. The ebook is not the solution but the start of the process.

    Our program can help over 10,000,000 families across the United States. That's just one of our market niches.

    Having said all this and probably confusing you a bit, we will probably need your opinions before we launch. I am in charge of setting up the affiliate program for this concept and I believe that what we have to offer can make you rich as you'd be helping people who think the only way to buy a house is "cash" after a bankruptcy or who are told by attorneys to file for chapter 7 when things go bad.

    We have a unique set of case laws and powerful attorneys. (Names given upon request when we institute the program so you can verify our claims if necessary).

    We're a company based in Salt Lake City, Utah. This is NO MLM, network marketing, pre-paid legal or anything like that. No shady deals here.

    We're deciding whether we simply sell the ebook through ClickBank at 50-60% commissions or through other additional ways.
    I think our program can be used by ANY web site since most consumers could use our methods. The end result for the user of our program is the ability to purchase or retain their current home through legal work through Chapter 13 filings and other legal procedures. This is not JUST A chapter 13 alternative!!

    If you call your local bankruptcy attorney, he will have no clue what we're talking about. Our 14 attorneys have been personally trained by one of our experts and have signed non-disclosure and confidentiality agreement to respect our intellectual patents. We are a Network. For those of you who are serious and may want to get involved, we can provide you with a phone number so you can call us here at our offices and talk to us in person after the holidays. We won't charge you upfront fees or ask for investment funds. We're well funded and stable. We're not millionaires or gurus. Just regular successful business people. So the purpose of this message is to brain storm. We have to finalize the editing of our free ebook, our web page and then the $49+ ebook.

    Once the program is in place we will be looking for the best way to mass market it.

    Banks And Debt Counseling Services will not want us to give the public this information because we will provide a 100% legal way, through the court and judicial system for people to be able to retain or purchase a new home if they have ruined their credit or filed for Chapter 13 reorganization. For those of you who may not know this, Chapter 13 is *not* bankruptcy.

    I know this message is somewhat unclear but we will be happy to talk to power affiliates about it in private. This is not an advertisement or solicitation. I just thought that this would be a good place to start and to get ideas on launching this new concept and program which can make you a very rich person and us as well. For those of you who become interested, we will invite you to check out our legal sources (actual lawfirms) and even our backgrounds as needed. This program is going to be one of the hottest items on the Internet!

    Thank you.

    Mario Giordani

    [This message was edited by random on December 22, 2003 at 03:55 AM.]

  2. #2
    ABW Ambassador
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    To be honest, I don't think I am alone here.

    Ebook = Scam.

    Its like having a .biz domain name.

    Chet

  3. #3
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    January 18th, 2005
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    I didn't expect a quick analysis of ebooks as a "scam". I see ebooks as a form of marketing. I am sure you are referring to the "content" of many ebooks or regorgitated information or a way for people to make a quick buck. Fortunately, that's not us.

    To clarify: The reason we have a FREE ebook and a Paid Ebook is due to the nature of our program and the concepts involved. The free ebook will illustrate the case laws and explain new legal concepts. It will also "weed out" debtors who cannot benefit from our program so they don't pay for something that will be useless to them.

    The second ebook contains the information they will need to begin the process. It will also have the phone numbers and names of attorneys and mortgage brokers who have been trained to provide this unique service. A 100% moneyback refund will be available to those who participate in the program due to the intellectual value of our information and their satisfaction will be guaranteed.

    We spent the last 4 years developing this concept. If we simply offer a toll-free number for people to call, imagine what it would be like explaining an abstract process that can save their home? We have better things to do than phone sales. So do our attorneys.

    Hence the ebook idea. We were going to publish a book but our attorney seems to think the ebook concept gives us more protection. You can ask him why. It has to do with the publishing of an ISBN number and our patent protection. I am not asking for opinions on whether ebooks are scams. I am sure some are. I *will* be asking for ideas on how to best use an affiliate program to promote what we have. Thank you.

  4. #4
    ABW Adviser Panel Dynamoo's Avatar
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    <BLOCKQUOTE class="ip-ubbcode-quote"><font size="-1">quote:</font><HR>This program is going to be one of the hottest items on the Internet!<HR></BLOCKQUOTE>

    Urrghhh.. the whole pitch sounds like something that wouldn't get past my spam filter.

    I guess this is likely to be your first problem - presentation. Right now it sounds like spam. I'm not saying that it *is* spam, but as Chet points out making a pitch like that and then topping it off with an ebook rings a whole load of alarm bells.

    What we're talking about here is the Financial Service industry, and if you check the way banks and similar outfits do business, then it's very restrained and understated and not an ebook in sight. If I want information from my bank, they'll send me a glossy booklet or information pack in the post. That makes me feel that I can *trust* a company.

    OK, the idea of the "free" information followed by the "paid-for" information sounds like a good pitch. For the free information I would definitely go for glossies, how you do the follow-up depends on you, but you could consider printed media, CD-ROM as well as a download (you can charge a little more for the printed media).

    Commission levels.. well I'd guess maybe a two-stage thing. A small commission for the initial lead and then a larger one if they pay up for the second lot of material. You'd probably get better exposure if you sign up for one of the networks here at ABW.. they have different costs and advantages/disadvantages so I won't recommend one.

    The bottom line though - promote yourself with restraint and build trust with customers and affiliates.

    ________
    "All your commission are belong to us." - Slimeware Corporation

  5. #5
    ABW Ambassador
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    You asked from an affiliate perspective - i think that might have been your point of your vague original post, not really sure because re-reading it - it seems like it has no point past not wanting to pay Haiko his small fee for advertising your program. But...

    Nonetheless, I responded.

    I would never promote an ebook.

    Ever.

    If your product is in that form, and you use clickbank, you might as well have an MLM selling the cure to cancer. Because, from who i know, and knowing myself, that is who you will attract to push your product. Lots of single page sites about 30x too long, in narrow borders, promoting your product.

    But that might work for you. It all smells, well the same.

    With 10 million families as just one of your "niche markets". What is your other niche market? People who breathe? And I really think you should mention the word lawyers more often...

    Chet

  6. #6
    Resident Genius and Staunch Capitalist Leader's Avatar
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    <BLOCKQUOTE class="ip-ubbcode-quote"><font size="-1">quote:</font><HR>I am not asking for opinions on <HR></BLOCKQUOTE>

    I'll warn you right up front, that Chez and the rest of ABestWeb WILL state their opinions--and what you're "asking for" is pretty much secondary. You WILL get our opinions--not just the flattering and helpful, but ALL of the opinions. Including the unflattering, the hard-to-answer, and perhaps even some plain old "way out" commentary.

    In other words, get your flameproof suit on. We're not "polite little boys and girls" who only speak when spoken to (and only about what we have been asked about), but real people who LOVE to--and WILL--comment on everything, and I mean EVERYTHING!

    But, if you can take the heat in this kitchen, you should be able to pick up some useful information. And also you'll be made aware of perceptions you wouldn't have guessed people had (like "ebooks = scam"). It's good for your program if you are made aware of perceptions like this--that way you can address them, not just here but on your site and in your other promos. After this thread has been active for a while, take note of what concerns come up repeatedly. Chances are, your prospective customers will have the same concerns--only they probably won't bother emailing to let you know about them.


    As for specific ideas on how to set up the aff. program, I'll tell you what I would tell any merchant. My criteria for a merchant, with few exceptions: Have at least 10% commission and, 45 day cookies. Have a low payment threshhold, pay monthly or more often, and always pay on time or early. A "no parasitic 'affiliates' allowed" policy is also very important to some people.

    IMO, this is the basis of a good affiliate program, have that and what the product is often becomes secondary. Not to everyone, of course, but with good terms for the program there will be a lot of takers except in extraordinary circumstances.

    As for the free-then-paid system I have to agree with Chet that a lot of scammers do that. Your description of the book is also very "get rich quick-y" and will trigger an association with those marketers among anyone who's seen many Get Rich Quick reports. So unless you don't mind that, some changes to the pitch are in order...

    All that said, welcome to ABW!

    It's the most wonderful time of the year!~Old Christmas Song

  7. #7
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    Random,

    It sounds like a good idea. And in this day in age, there is nothing wrong with the e-book idea.

    However, under the circumstances, being that there are also of shysters in this area, will you provide this booklet to an affiliate if he/she asks for it? I know I would ask for a copy. I want to know what I am selling to my potential customers.


    "We work with 14 large FHA approved lenders moving millions of dollars in loans."

    Can you also provide a list of these lenders you have worked with and the contact person from each of the lending institutions?

    If so, and if everything is in the up and up, I, for one, would like to be part of your group.

  8. #8
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    Looks shady to me, this big company makes a post on a sunday night before Christmas?

    Did you "above board" lawyer group ask permission or pay to post and pitch?

    My brother had his credit back on track in six months after his bankruptcy without any problems he told me that the banks simply told him he neeed to wait that long it's standard.

    This approach and your content sounds like a scam
    <BLOCKQUOTE class="ip-ubbcode-quote"><font size="-1">quote:</font><HR> help over 10,000,000 families <HR></BLOCKQUOTE>.

    unique set of case laws and powerful attorneys

    Case law can't be classified as unique,

    Powerful attorneys? If they help you write your post I wouldn't want them to help me with a parking ticket.

    SCAM of the YEAR Where's your website?

    Your trying to take advantage of folks just getting back on their feet IMO.

    Mary

  9. #9
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    <BLOCKQUOTE class="ip-ubbcode-quote"><font size="-1">quote:</font><HR>IMO, this is the basis of a good affiliate program, have that and what the product is often becomes secondary. <HR></BLOCKQUOTE>

    I don't care what the cookie duration, payment terms, or commission rate is. I would not promote a scam no matter how much they paid me.

    I know there are plenty of affiliates who will push financial products they know NOTHING about.

    They'll "recommend" payday loans, secured credit card deals, etc etc. The terms of which are totally abusive to the consumer.

    This guy stated that even if you called an expert attorney they would not know about this. How could anyone recommend this?

    Oh but I forgot, affiliates only call stuff unethical because they are not doing it.

  10. #10
    Super Sh!t Stirrer SSanf's Avatar
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    <BLOCKQUOTE class="ip-ubbcode-quote"><font size="-1">quote:</font><HR> I'll warn you right up front, that Chez and the rest of ABestWeb WILL state their opinions--and what you're "asking for" is pretty much secondary. You WILL get our opinions--not just the flattering and helpful, but ALL of the opinions. Including the unflattering, the hard-to-answer, and perhaps even some plain old "way out" commentary.

    In other words, get your flameproof suit on. We're not "polite little boys and girls" who only speak when spoken to (and only about what we have been asked about), but real people who LOVE to--and WILL--comment on everything, and I mean EVERYTHING!

    But, if you can take the heat in this kitchen, you should be able to pick up some useful information. And also you'll be made aware of perceptions you wouldn't have guessed <HR></BLOCKQUOTE>

    New nominee for best post of the year!

    Mr.Merchant, if you do business in any way what-so-ever with parasites, your products will not be sold on my sites!!

    Farewell, CJ! I loved you when you were young and pure. I will try to remember you that way. Disclaimer: Comments are to be interpreted as opinion unless otherwise noted.

  11. #11
    Full Member AAnnAArchy's Avatar
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    <<9. We will provide a FREE ebook on a web site to introduce our program and then offer a $49 ebook which contains the information debtors need to know plus free attorney and mortgage consultation in their respective areas to begin the actual process. The ebook is not the solution but the start of the process.>>

    If it isn't a scam, then why not take your cut out of the loans versus trying to make money upfront with selling the e-book? Smells like a scam to me - kind of like when the car dealers say that no matter what your credit looks like, they'll take your application. Well yeah, duh, of course they'll take your application...it doesn't mean you'll get a loan.

  12. #12
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    Yet another reason why I don't lose sleep over competitors.


    Rnadom, if you can address my first post, and provide the necessary documents, I'll sign up with you.

    There are tens of thousands who file bankruptcy and would like to still buy a home shortly thereafter. (NOT APPLYING FOR A CREDIT CARD, BUT A HOME) If you are legit, this is clearly one of those "niches" that puts me above the competitors.

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