Good morning from south Florida. I tried to PM my questions directly to legal but I don't have enough post to PM I guess. I am creating my biz and wondered about what kind and how much insurance? I want to be and S-corp mainly because I am more familular with that type, any reason I shouldn't? I will be running the business pretty much alone NO parteners. Some day envolving my kids but not for awhile. Are there any licenses that need to be applied for? Since we are using the www do local goverenment licenses exist or strictly federal? Thanks