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  1. #1
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    Today I check out the loans advertiser in Financial Service -> Loans.

    I check all the advertisers. And to my surprise all the $7.50 advertisers have a similar website. They look almost the same, with the same kind of links on the left bar and bottom bar. And have the same Kinko banner on the bottom right. Apply form has the same fields, so as the words in other pages.

    I can't find an about page. So do you think they are actually from the same people but have lauch more websites to get more sales? I guess there are rules on how much loan one can get per company, so they come out more company so that 1 same person can get more loans = more sales. Correct me if I am wrong.

    To aid your observation, here is some of the advertisers ->

    http://www.123onlinecash.com/
    https://www.cashbackvalues.com/
    http://www.fast-funds-online.com/
    http://yourfastcash.com/

    Actually I have notice cashbackvalues.com appear twice as sir speedy cash and 500 fast cash!

  2. #2
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    Lol,

    Thats because they are the same company with different websites. There is nothing wrong with that. They are simply making more profit by filling the shoes of a few of their competitors (ie. they compete with themselves). This allows them have multiple listings in the SEs for their product and also allows them to test a marketing strategy on one site before applying that strategy to the others.

    It also means a single affiliate gives them 4 times the exposure Which is good for us affiliates because it ups our keyword density.

    What a brilliant Idea!!

    Rgds,

    Dirk Gardner

  3. #3
    2005 Linkshare Golden Link Award Winner  ecomcity's Avatar
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    You can bet they spam the world while cloning merchant websites.

    Charlie ...

    If they won't adopt and feed a bird ..flip them one! Where's the love and show me the money?

  4. #4
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    Wow, 2 replies while I was editing the 1st message!

    More comments needed here! Do the advertisers post in ABW?

  5. #5
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    quote:
    I guess there are rules on how much loan one can get per company, so they come out more company so that 1 same person can get more loans = more sales. Correct me if I am wrong.


    I don't agree with this reasoning. The websites concerned specialise in Payday Advance Cash Loans and their maximums are based upon how much they are willing to forward a customer against his paycheck. It is the lender that sets the limit so they are not about to let a customer overborrow against his paycheck by utilising multiple application forms. BTW the first one you mentioned is the highest converting program on CJ period.

    All a customer does is fill 3 lines, press submit and hey presto! You the affiliate just earned yourself $7.50

    Gotta love that.

    Rgds,

    Dirk Gardner

    [This message was edited by DPG on January 29, 2003 at 10:48 AM.]

  6. #6
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    Hmmm, I am not that good with the terms since I am not in US. Could someone explained to me what is

    payday &
    paycheck ?

  7. #7
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    payday = the day of the month you get paid your wages or salary.

    paycheck= the form that is given to you by the company for the amount of your wages/salary that you deposit in your bank account.

    Rgds,

    Dirk Gardner

  8. #8
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    Thank DPG, ok lets see if I really understand.

    1. So payday advance cash loans means they give you a loan before your payday?

    2. What form of advance cash they give? Another check?

    3. PayCheck - I understand this but in my country, salary are directly deposit into our bank account. No check is issued. Isn't this the case in US or other countries?

  9. #9
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    If your promoting payday loans, debt consolidation goes along really well with that *wink* *wink* (debtadvocates.cc on CJ)

    Daniel Fink
    Affiliate Marketing Coordinator
    FreeDebtConsolidation.com
    Dan@Intermarkmedia.com

  10. #10
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    quote:
    Originally posted by RedFish:
    Thank DPG, ok lets see if I really understand.

    1. So payday advance cash loans means they give you a loan before your payday?
    Exactly
    2. What form of advance cash they give? Another check?
    No they deposit directly into your account
    3. PayCheck - I understand this but in my country, salary are directly deposit into our bank account. No check is issued. Isn't this the case in US or other countries?
    Yes this is the case. However when learning a new language it is easy to get hung up on terminology. Paycheck can be used to refer to your wages or salary no matter how you receive it.


    Lol@Daniel as a matter of fact I am in the painful early stages of setting up a financial services website that specializes in loans. I'll check out your program on CJ. Any chance of a higher lead/sale payout? *wink* *wink*

    Rgds,

    Dirk Gardner

  11. #11
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    Thanks DPG, I understand all! *wink* *wink*

    Start to like this forum! *wink* *wink*

    Daniel ... *wink* *wink* *wink*

  12. #12
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    The companies you linked have been looked at by me previously, hoping they would be a nice fit for one of my sites.
    Basically pop up hell pushing similar products I have on my site, so I end up promoting a competitor.
    Also look at what is really involved with them, and I think sir speedy cash is similar. It is much more than what it appears.
    One thing about products I list on my site is that I prefer to leave the shysters and really questionable tactics and programs off and keep my customer loyal to my site rather than scare them off permanently.

    From Cashback values site "In addition to your cash you will receive valuable membership discounts including, long distance phone cards, access to entertainment coupons on the web, grocery coupons for items you choose and other valuable new member bonuses as they are introduced from time to time.

    When will I receive my valuable new member bonuses?
    Once your application is approved and you become a member, your new member bonuses will be mailed to your home address five business days after you initial membership fee has been paid. Additional bonuses will be mailed five business days after each of your scheduled payment dates."
    See what it is really about here.

    It was so cold last winter that I saw a lawyer with his hands in his own pockets.
    Give a man a fish he eats for a day. Teach a man to fish he spends the day drinking beer in the boat.

  13. #13
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    DPG I sent you a PM =)

    Daniel Fink
    Affiliate Marketing Coordinator
    FreeDebtConsolidation.com
    Dan@Intermarkmedia.com

  14. #14
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    walleye warrior,

    I feel like the pop-ups are themselves too! also kind of same site. I heard that debt and loans area are very competitive and crowded. Is this the case?

  15. #15
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    yes it is be competetive
    I use only some of the payday loans as a compliment to my complete site which is a broader range of financial related stuff.
    Many times the same people we try to promote such as the ones you showed here (there are others too) use pop ups which leak visitors off the page, and even one company recently which started popping up a big toll free number over their own sign up form which of course draws people away. This is their choice on what they want their site to do, but I'm not going to brand their name and site if all they want to do is take my customers to some non paying site they are trying to push.
    I think CJ maybe?, should be investigating this program to see if affiliates will get paid for all of these companies even if they are only signed up for one, since it appears they are in partnership together or possibly all the same company.

    It was so cold last winter that I saw a lawyer with his hands in his own pockets.
    Give a man a fish he eats for a day. Teach a man to fish he spends the day drinking beer in the boat.

  16. #16
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    > since it appears they are in partnership together or possibly all the same company.

    I really really feel line they are the same company. Just like what DPG says.

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