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  1. #1
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    They recently changed commission rates to 10 % of sales and batched the leads until they are verified. Today I found a batched commission of $1 marked for a sale of $10. Do you believe that s.o. applyed for a payday loan of $10?
    That sucks. :mad: :mad: :mad:
    Jonny :mad: :mad: :mad:

  2. #2
    Resident Genius and Staunch Capitalist Leader's Avatar
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    That business (payday loans) is a pit of snakes and I've only found one that seems legit in the whole batch.

    So I can certainly believe that THEY SAID someone applied for a $10 payday loan! But I don't believe anyone DID apply for such a little loan...

  3. #3
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    True. Those payday loan people can be a little jicky. I'd call them on that one. I would not mind offering the service myself but can't seem to find an honest one. There are some scumbuckets out there. I recently ran another test on a merchant I want to offer. They sell the same stuff as all the other offers for the site. Yet I KNOW these people jiff their feedback to CJ to show an acceptable EPC, but in reality they are skanking free leads. My traffic is highly subject dedicated, and I've been doing this for awhile and there is no way such few people would follow thru. I never would of made any money in this business if that was the case and in fact they would not be in business themselves. Send them an email and they say, "Everything is working fine on our end." OK, so I can em. Maybe I'll try them again in a few months when they pull their head out.

    I think a problem is Affiliate managers scanking so they can impress their bosses with cheap advertising at our expense. What is so hard about posting what you are actually willing to pay?

    I'd like to spill the beans in here on a few outfits. All I have for proof is common sense and that won't fly so I really can't go there. Still I do know.

  4. #4
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    Which Payday loan programs do think are fairly legit and get good conversion?

  5. #5
    2005 Linkshare Golden Link Award Winner  ecomcity's Avatar
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    They are all FRONTS for financial industry spammers. They could care less if not one loan applications gets approved. They sell off the privacy info to the list brokers and telemarketers.

    One of our so called best Inkjet merchants (123injets.com)have been caught redhanded owning other ink cartridge domains that are spamming the crap from the shared 123inkjet e-mail addresses which never earn us a dime. It's the common merchant con-game where they setup one domain say at CJ and then operate 5-10 sister sites for e-mail promotions via spamm lists.

  6. #6
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    quote:
    Originally posted by Don Steitz:

    I'd like to spill the beans in here on a few outfits. All I have for proof is common sense and that won't fly so I really can't go there.



    How about posting a list of Suspected Fraudulent merchants. I don't need 100% proof to convince me to yank a merchant.

  7. #7
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    I've found (at least with the loan merchants), that the legit ones have high EPCs and the scammers are a bit lower. This is because the scammers are simply re-selling the higher EPC loan merchant's products.

    Go to the sites before you host the link. If they don't offer easily accessible rate/price information, they are scammers i think. Unfortunately, the Payday loan idiots have high EPCs but i hate to channel my traffic to them.

  8. #8
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    You might want to check: http://www.classactionamerica.com/ca...?categoryID=15

    or search for "payday" or "loan"

    That business model seems to attract a LOT of lawyers.

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