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  1. #1
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    Omigauld - They called me at 8:45 a.m., Martin Luther King Day, after 1 month of waiting and I've been approved!!!!

    I am so happy and feel so very blessed. I cried and cried. God has just been so good to me and my children. I am forever grateful.

    Oh - Time to crank out some more sites. LOL!!!

    [ 01-21-2002: Message edited by: JadaKiss ]

  2. #2
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    Congrats Jada! You deserve it.. Enjoy that new house!

  3. #3
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    Jada - I am extremely happy for you! Great feeling, isn't it? May all your dreams come true!

  4. #4
    ABW Ambassador Packy's Avatar
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    Jada, WhoooHooo!!! WTG, <IMG src=http://www.abestweb.com/ubb/icons/icon14.gif>

  5. #5
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    Jada,

    Congratulations --- well done.

    Now right an book on how you did it.

    How The Internet Paid For My New $300,000 House In Less Than A Year.

    Might as well pay off the mortage real fast.

  6. #6
    Resident Genius and Staunch Capitalist Leader's Avatar
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    "How The Internet Paid For My New $300,000 House In Less Than A Year.~Fred"

    That'd be a fine title for an ebook if the house was actually paid OFF... But the real title should be "How I Am Able To Afford Mortgage Payments on a $300,000 House From Internet Business"

    Jada, I've been meaning to ask you, how did you prove your income to the bank/mortgage co.? Did you use your bank statements or what? The banks around here all want pay stubs, or the paper stub the local employers give with direct deposit, but with CJ's direct deposit there aren't any... I think I may have a problem there if I decide to finance anything major (like a CAR)!

    PS Fred, a bit impatient this morning? There were two extra copies of your post (copies were deleted by me).

  7. #7
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    Leader, your bank statements work, as well as, photo copies of checks you've received. Your bank should be able to print out all of your direct deposit info from cj.

  8. #8
    Resident Genius and Staunch Capitalist Leader's Avatar
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    Cool... Although I really want to save up and pay Cash for the car (debt-o-phobia), I may get impatient so I wanted to know!

    [ 01-21-2002: Message edited by: Leader ]

  9. #9
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    Leader to answer your question. If my business had been up and running for 2 years with the profits to show, 2 years of income tax return statements would have been fine.

    But my business has been up for 2 years but only flourishing for about 8 months. Therefore I applied for a "No Doc" - "No Income Verification" mortgage which has a little higher rate of say about 1% - so instead of me getting a rate of 7.5% mine might be 8.5% but I can refinance it in January which will mean I only pay that high rate for about 6 months. A "No Doc" mortgage basically means you have to prove your income in every way but the paystub way. LOL!! No verification doesn't really mean, no verification. I had to hire an accountant who will be doing my taxes and a letter was required from them to state I had been in business for 2 years. Of course, I had to first prove to the accounting firm that I really had been in business by mailing them every single commission stub that I received. Then I had to show bank statements and basically prove that I had the downpayment money in my bank account and also through other assets that I have such as the townhouse I have now which i will be selling. They want to see that you have the money in hand already or at least have access to it. So I had to prove that I had $57,000 in assests and cash because that is what my downpayment is. =:0

    I would assume buying a car would be alot simplier. However, I'm with you Leader, I want to pay cash for my car. I plan to have my Lexus by November. LOL!! Hey - gotta dream big ey.

    And I REALLLY need to crank out some more sites. =:0 I'm just too excited to work right now.

    [ 01-21-2002: Message edited by: JadaKiss ]

  10. #10
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    CONGRATS Jada!!!

    Just a few years ago the family got into our own lil run down shack here. Not much but it is ours and not the landlords.
    It is a great feeling especially once you have moved in!!!
    Not so great after youve been in a while and the kids have terrorozed the place. I am getting the paint it or else verdict for this winters chores.
    Way to go, all the best with the new place.


    [img]/infopop/emoticons/icon_biggrin.gif[/img]

  11. #11
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    Thanks all for the congrats. I really appreciate it.

  12. #12
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    Jada,

    7.5 or 8.5% is too high right now. Mine was refinanced on Nov 01 for 6%. That was before the Fed cut the Interest Rate twice (I think by 0.75 point more)

    As for your title:
    "How I am able to buy a $300,000 house from Affiliate Income in 8 months and you can too"

    Buying a house does not mean it's already paid of [img]/infopop/emoticons/icon_smile.gif[/img]

    The 8 months thing is to separate your title from any other title that's similar....a year is too general for a title and people may relate it to something else... [img]/infopop/emoticons/icon_smile.gif[/img]
    (that's also apply to Internet Business...already too many out there)

    I believe that if you write this e-book, a lot of affiliates (especially the newbie) will be likely to buy.....and there are more and more people interested in affiliate marketing right now..... :0
    You can create an affiliate program for that an have your own affiliate force...

    So, it's your time to become someone like Declan Dunn...and get your Lexus [img]/infopop/emoticons/icon_smile.gif[/img]

  13. #13
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    XO - Thanks. Yeah, 7.5% is high but keep in mind it is a "No Doc" mortgage not a conventional mortgage which you are referring to.

    The e-book thing sounds good. I might have to consider that. [img]/infopop/emoticons/icon_smile.gif[/img]

    How much should I sell this ebook for??

  14. #14
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    Congratulations!!

    You must be so excited! Keep on posting the good news... it's really encouraging and motivating!

    Anna and Paula [img]/infopop/emoticons/icon_smile.gif[/img]

  15. #15
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    <BLOCKQUOTE class="ip-ubbcode-quote"><font size="-1">quote:</font><HR>I plan to have my Lexus by November<HR></BLOCKQUOTE>

    I'm planning to get a 10 year old Shogun by Summer.. :confused:

  16. #16
    Content $ Queen Ebudae's Avatar
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    Congrats Jada!! How long will it be before you get to move in?

    Vicki [img]/infopop/emoticons/icon_wink.gif[/img]

  17. #17
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    My closing date is May 15th. I will be moving by the end of May.

  18. #18
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    Jada,

    You could sell it for $19.95 to $27.00
    and start a affiliate program on Clickbank for $50.

    Way to go. [img]/infopop/emoticons/icon_smile.gif[/img] [img]/infopop/emoticons/icon_smile.gif[/img] [img]/infopop/emoticons/icon_smile.gif[/img]

  19. #19
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    Leader,

    You can get financed pretty easy for car if
    the downpayment is big enough.

    I bought a Hyundai Santa Fe. And HYundai finaced it. Put $6,000 down and got a simple interest 5 year loan, that you can pay off in one payment or 60 payments or in between at your choice. Runs good, gets good mileage for a SUV.

    Pay it off as fast as you can - no penalties.
    My payment is just over $360/month. But I pay
    more than that every month. Will be paid off by June if all goes well.

    If not, well, it will take another 6 months.
    But, now I can go into Hyundai and buy anything ZERO down. How do, I know - I was in there for scheduled maintenance theother day and asked.

    They have the best warranty.

    So far - it's 15 months old - NO maintenance cost at all. None, Nada. They pay for it all for 5 years. Only thing I pay for is gas and insurance.

  20. #20
    Full Member tmd5's Avatar
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    Way to go Jada [img]/infopop/emoticons/icon_biggrin.gif[/img]
    You're my inspiration. I'm continuing to make progress on this side of the big pond - a loooong way to go before I can emulate your results but I'm keeping at it.
    Well done <IMG src=http://www.abestweb.com/smilies/yelclap.gif>

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